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Certificates of Deposit

Effective: Wednesday, August 4, 2010
Term Minimum Required to Open Interest Rates A.P.Y.
32-90 Days $500.00/$250.00(IRA) .50% .50%
91 Days $500.00/$250.00(IRA) .50% .50%
182 Days $500.00/$250.00(IRA) .75% .75%
7 Months & IRA $500.00/$250.00(IRA) .75% .75%
9 Months & IRA $500.00/$250.00(IRA) 1.00% 1.00%
12 Months & IRA $500.00/$250.00(IRA) 1.00% 1.00%
13 Months & IRA $500.00/$250.00(IRA) 1.00% 1.00%
17 Months & IRA $500.00/$250.00(IRA) 1.24% 1.25%
18 Months & IRA $500.00/$250.00(IRA) 1.24% 1.25%
18 Months Variable IRA N/A 1.24% 1.25%
24 Months & IRA $500.00/$250.00(IRA) 1.49% 1.50%
30 Months & IRA $500.00/$250.00(IRA) 1.49% 1.50%
36 Months & IRA $500.00/$250.00(IRA) 1.74% 1.75%
60 Months & IRA $500.00/$250.00(IRA) 2.72% 2.75%


Deposit Accounts

Effective: Wednesday, August 4, 2010
Type Minimum Required to Open Tiers Interest Rates A.P.Y.
Money Market Plus $2,500.00   .50% .50%
Super NOW $2,500.00   .25% .25%
NOW $1,000.00   .25% .25%
Regular Savings $200.00   .50% .50%
Premium Savings Account $200.00 $0 - $9,999.99 .25% .25%
Premium Savings Account $200.00 $10,000.00 - $24,999.99 .25% .25%
Premium Savings Account $200.00 $25,000.00 - $49,999.99 .50% .50%
Premium Savings Account $200.00 $50,000.00 - $99,999.99 .75% .75%
Premium Savings Account $200.00 $100,000.00 + 1.00% 1.00%
Senior Prime $100.00   .50% .50%



*A.P.Y. = Annual Percentage Yield
Rates Are Subject To Change
**Early withdrawal penalties may apply to certificates of deposit accounts.
Fees could reduce earnings on applicable accounts.

 


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