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Certificates of Deposit

Effective: Monday, April 28, 2008
Term Minimum Required to Open Interest Rates A.P.Y.
32-90 Days $500.00/250(IRA) 1.98% 2.00%
91 Days $500.00/250(IRA) 1.99% 2.00%
182 Days $500.00/250(IRA) 2.72% 2.75%
9 Months & IRA $500.00/250(IRA) 2.72% 2.75%
12 Months & IRA $500.00/250(IRA) 2.72% 2.75%
13 Months & IRA $500.00/250(IRA) 3.26% 3.30%
17 Months & IRA $500.00/250(IRA) 3.21% 3.25%
18 Months & IRA $500.00/250(IRA) 2.72% 2.75%
18 Months Variable IRA N/A 2.72% 2.75%
24 Months & IRA $500.00/250(IRA) 2.48% 2.50%
30 Months & IRA $500.00/250(IRA) 2.72% 2.75%
36 Months & IRA $500.00/250(IRA) 2.72% 2.75%
60 Months & IRA $500.00/250(IRA) 3.46% 3.50%


Deposit Accounts

Effective: Monday, April 28, 2008
Type Minimum Required to Open Tiers Interest Rates A.P.Y.
Money Market Plus $2,500.00   1.00% 1.00%
Super NOW $2,500.00   .50% .50%
NOW $1,000.00   .50% .50%
Regular Savings $200.00   1.00% 1.00%
Premium Savings Account $200.00 $0 - $9,999.99 .50% .50%
Premium Savings Account $200.00 $10,000 - $24,999.99 1.00% 1.00%
Premium Savings Account $200.00 $25,000 - $49,999.99 1.49% 1.50%
Premium Savings Account $200.00 $50,000 - $99,999.99 1.99% 2.00%
Premium Savings Account $200.00 $100,000 + 2.23% 2.25%
Bremen Bridge Account $100.00 $0-$9,999.99 .50% .50%
Bremen Bridge Account $100.00 $10,000.00-$24,999.99 .50% .50%
Bremen Bridge Account $100.00 $25,000.00-$49,999.99 .75% .75%
Bremen Bridge Account $100.00 $50,000 + 1.24% 1.25%
Senior Prime $100.00   .50% .50%



*A.P.Y. = Annual Percentage Yield
Rates Are Subject To Change
**Early withdrawal penalties may apply to certificates of deposit accounts.
Fees could reduce earnings on applicable accounts.

 


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