B R E M E N   B A N K   &   T R U S T   C O M P A N Y MEMBER FDIC Certificates of Deposit Deposit Accounts Certificates of Deposit Effective: Wednesday, August 4, 2010 Term Minimum Required to Open Interest Rates A.P.Y. 32-90 Days $500.00/$250.00(IRA) .50% .50% 91 Days $500.00/$250.00(IRA) .50% .50% 182 Days $500.00/$250.00(IRA) .75% .75% 7 Months & IRA $500.00/$250.00(IRA) .75% .75% 9 Months & IRA $500.00/$250.00(IRA) 1.00% 1.00% 12 Months & IRA $500.00/$250.00(IRA) 1.00% 1.00% 13 Months & IRA $500.00/$250.00(IRA) 1.00% 1.00% 17 Months & IRA $500.00/$250.00(IRA) 1.24% 1.25% 18 Months & IRA $500.00/$250.00(IRA) 1.24% 1.25% 18 Months Variable IRA N/A 1.24% 1.25% 24 Months & IRA $500.00/$250.00(IRA) 1.49% 1.50% 30 Months & IRA $500.00/$250.00(IRA) 1.49% 1.50% 36 Months & IRA $500.00/$250.00(IRA) 1.74% 1.75% 60 Months & IRA $500.00/$250.00(IRA) 2.72% 2.75% Deposit Accounts Effective: Wednesday, August 4, 2010 Type Minimum Required to Open Tiers Interest Rates A.P.Y. Money Market Plus $2,500.00   .50% .50% Super NOW $2,500.00   .25% .25% NOW $1,000.00   .25% .25% Regular Savings $200.00   .50% .50% Premium Savings Account $200.00 $0 - $9,999.99 .25% .25% Premium Savings Account $200.00 $10,000.00 - $24,999.99 .25% .25% Premium Savings Account $200.00 $25,000.00 - $49,999.99 .50% .50% Premium Savings Account $200.00 $50,000.00 - $99,999.99 .75% .75% Premium Savings Account $200.00 $100,000.00 + 1.00% 1.00% Senior Prime $100.00   .50% .50% *A.P.Y. = Annual Percentage Yield Rates Are Subject To Change **Early withdrawal penalties may apply to certificates of deposit accounts. Fees could reduce earnings on applicable accounts.