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I would like to take this opportunity to introduce myself and let you know a little bit about our company. As one of the oldest banks in St. Louis, Bremen Bank & Trust Company has always had a reputation of service and safety, since its founding in 1868. Careful and prudent management has brought our bank sustained and consistent growth. As a result of our attention to the fundamentals of banking, several industry analysts have rated Bremen Bank & Trust Company among the safest banks in the United States.

When you walk into our office, you experience banking in the traditional manner. Our officers and supervisors are conveniently located around the lobby to serve our clientele, and, within a short time, our customers are on a first-name basis with the people who handle their business.

In this era of large, impersonal bank holding companies, this level of personal service and attention to customer needs is almost a thing of the past. Every individual is important to our business, and we make every effort to make our customers feel at home doing business with us. We invite you to experience what a real banking relationship should be.

You are never a number at Bremen Bank & Trust Company.

Sincerely,

Carl J. Fruend
President



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