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P e r s o n a l B a n k i n g
S e r v i c e s
Internet Banking
Our on-line banking service gives you an easy, convenient
way to access your accounts through our website. You do not need
to purchase special software. You only need access to the Internet.
With Internet Banking
you can view your accounts, transfer between your accounts and download
your account information to Quicken™ or Microsoft Money™.
It is available 7 days a week, 24 hours a day, so
you can take care of your banking business when it is convenient
for you.
We also offer Bremen NetPay at a nominal fee. With
this service, you can pay bills without writing a check, addressing
an envelope or buying a stamp.
If you would like information about these services,
click on Internet Banking.
Select a Bremen Checking account
that meets your needs:
Budget Checking
- $100 Minimum Balance to Open
- No Minimum Balance Requirement
- $1 per check charge in excess of 10
- Free personalized Bremen Logo checks
- ATM/Debit card available upon request
Regular Checking
Bremen Senior Checking (Age 65 or Receiving Social Security or Retirement)
- $100 Minimum Balance to Open
- This is a NO SERVICE CHARGE account with NO MINIMUM
Balance Requirement.
- Free personalized Bremen Logo checks provided
- ATM/Debit card available upon request
Bremen Senior Prime Account (Age 55 or over)
- $100 Minimum Balance to Open
- Maintain a combined $3,000 minimum daily balance
in either a Certificate of Deposit, Savings, Money Market or Checking
account to avoid a $3 monthly fee.
- Unlimited check writing
- Interest-earning account
- Free personalized Bremen Logo checks provided
- ATM/Debit Card available upon request
Additional Services included at no cost: Travelers'
Checks, Money Orders, Treasurer's Checks, Notary Service, and Photo
Copies.
Additional Service at a reduced cost: $5 discount
on Safe Deposit box
Bremen Bridge Account
- $100 Minimum Balance to Open
- Maintain a combined $5,000 minimum daily balance in either a Certificate of Deposit, Savings, Money Market or Checking account OR $25,000 outstanding balance on a consumer loan or line of credit to avoid a $10 monthly charge.
- Unlimited Check Writing
- Interest-Earning account based on a tiered rate
- FREE personalized Bremen Logo checks provided
- ATM/Debit Card with FREE foreign ATM transactions
- Preferred rates on consumer loans and lines of credit with at home loan closings
- FREE Standard size safe deposit box (Boxes located at Main & Brown Campus offices only)
Additional FREE Services include travelers checks, money orders, treasurer checks, notary service and stop payments.
N.O.W. Account
- $1,000 Minimum Balance to Open
- $1,000 Minimum Balance to avoid $5 monthly service
charge
- Unlimited check writing
- Interest-earning account (Rate and frequency
may change without notice. See current interest rate schedule.)
- ATM/Debit card available upon request
Super NOW Account
- $2,500 Minimum Balance to Open
- $2,500 Minimum balance to avoid $10 monthly service
charge
- Unlimited check writing
- Interest-earning account (Rate and frequency
may change without notice. See current interest rate schedule.)
- ATM/Debit card available upon request
Need a savings plan? Bremen offers competitive Savings, Money Market
and Certificate of Deposit accounts.
Savings Account
- $200 Minimum Balance to Open
- $100 Minimum Balance to avoid $3 quarterly fee
- Interest-earning account (Rate and frequency
may change without notice. See current interest rate schedule.)
- Interest compounded and paid quarterly
- Quarterly statements
Premium Savings Account
- $200 Minimum Balance to Open
- $100 Minimum Balance to avoid $3 quarterly fee
- Interest-earning account based on a tiered rate (Rage and frequency may change without notice. See current interest rate schedule.)
- Interest compounded and paid quarterly
- Quarterly statements
Money Market Plus Account
- $2,500 Minimum Balance to Open
- $2,500 Minimum Balance to avoid $10 monthly
service charge
- Interest-earning account (Rate and frequency
may change without notice. See current interest rate schedule.)
- Interest compounded and paid monthly
- Monthly statements
- Transaction limitations - 6 transfers from account each month - 6 by checks to third parties and transfers, debit cards or similar order.
Certificate of Deposit
Accounts
- $500 Minimum Balance to Open
- Interest-earning account (Rate is fixed for
the term. See current interest rate schedule.)
- Interest can be paid by three methods:
- Compounded quarterly
- Mailed by check either monthly or quarterly (minimum certificate amount of $10,000 required for monthly check)
- Deposited to another Bremen account monthly
or quarterly
- Available terms &
rates
- Substantial penalties apply for early withdrawal
of Certificates. All Certificates are subject to changes in bank
policy or changes in Federal or State regulation.
Individual Retirement Accounts
A savings plan for any wage earner or self-employed
individual under 70 1/2 who has earned income. Current changes in
the law now allows for higher yearly contributions, the following
table or 100% of income whichever is less:
- 2005 - 2007 $4,000 maximum yearly contribution
- 2008
$5,000 maximum yearly contribution
- 2009 & After $5,000 + Cost of Living Allowance
Deductable contributions and all interest earnings are not taxable until
distributed to the individual (usually after 59 1/2). Please consult
your tax advisor to see if you qualify.
- $250 Minimum Balance to Open
- Interest-earning account (Rate is fixed for the
term. See current interest rate schedule.)
- Interest is compounded quarterly
- Available terms &
rates
- Substantial Certificate and/or tax penalties
apply for early withdrawal of Certificates. All Certificates are
subject to changes in bank policy or changes in Federal or State
regulation
Bremen Cash Card
Bremen Cash Card gives you a faster, more economical,
more convenient way to buy the products and services you need. Use
your Bremen Cash card just as you would a credit card anywhere you
see the MasterCardTM logo displayed.
But, you don't pay the interest charges, because the amount is deducted
from your checking account.
$250 dollar limitation per 24-hour period
A surcharge may be added to withdrawals at
non-Bremen Bank ATM’s.
NO Point of Sale Charges
NO charge at any Bremen Bank ATM machine
$1 fee at non-Bremen Bank ATM's
Individual VISATM Card Issuance
A variety of card options are available to you,
to suit your individual credit needs. Stop by or contact any of
our locations to receive an application.
Safe Deposit Boxes
Safe Deposit boxes are available at our North Broadway
and Brown Campus locations to provide a safe, economical way to
store your valuables.
North Broadway
| Size |
Price per year
|
| |
|
| 5 X 1 |
$10.00
|
| 5 X 3 |
$20.00
|
| 5 X 4 |
$30.00
|
| 10 X 3 |
$45.00
|
| 10 X 5 |
$55.00
|
| 10 X 10 |
$100.00
|
Brown Campus
| Size |
Price per year
|
| |
|
| 3 X 5 |
$20.00
|
| 3 X 10 |
$30.00
|
| 5 X 10 |
$45.00
|
| 10 X 10 |
$65.00
|
Installment Loans
Bremen Bank offers installment loans to meet the
needs of our customers. Payments can be made over a short or an
extended period of time. The minimum loan amount is $1,000, and
it may be used to purchase an automobile, to make home improvements,
etc. Terms are arranged to fit your personal needs and all installment
loans may be paid off early, without penalty.
FOR CURRENT RATES ON ALL OF OUR CONSUMER LOAN
PRODUCTS, CALL 314-446-3142 OR E-MAIL OUR LOAN DEPARTMENT AT
loan@bremenbank.com.
Bremen offers other convenient
services for our customers at a minimal cost:
| Treasurer's Checks |
$5.00 |
| Money Orders |
$2.00 |
| Special Statement |
$2.00 |
| Wire Transfers Out |
$25.00 |
| International Wire Transfer |
$50.00 |
| Collection Services |
|
|
Checks/Other |
$10.00 |
| Stop Payments (per check) |
$25.00 |
| Statement Reconcilement |
$20.00 per hour |
| Research of Records |
$20.00 per hour |
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